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So how much do you pay for your festiva insurance?

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  • #16
    My latest bill was $321 (with Progressive) for 6 months coverage for liability and comprehensive on my 3 (89, 90 and 92) Festivas.
    But then all 3 are pleasure driving only and my wife and I have only had 1 ticket each in our lifetime and no accidents ever that we were at fault, plus we are both over 70.
    Last edited by 1990new; 05-23-2016, 11:45 AM.

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    • #17
      I have allstate and i pay about 60$ a month for 2 festivas! But i also have my house, an audi tt, f250 and 2 trailers with them. I am also my local branches highest paying customer! So they treat me like gold. When i call 1 or 2 times a year and complain i get 5-10$ off each month.

      They try to quote my bikes a few times each year! They know i have several and they try to work on my prices to get that money as well. So far they have not been able to get their bike insurance down enough.
      1990 (LUCIFER 2.0) fully built BP+T with E153, Fueltech FT500, traction control with hopes of 600hp (i drank to much of the KOOL-AID)
      1990 OverKILL BP+T, evo ecu system, coilovers, aspire brakes, full advanced suspension, Garrett! The Autocross toy!
      1989 (BRITSTIVA 1.0) B6T and sold
      19?? 150$ burnout car SOLD
      1991 (STRESS RELIEF)SOLD

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      • #18
        you might be able to get classic plates if your state offers them. i think a vehicle 15 yrs. old is eligible in PA and insurance is lower. also the driving restrictions aren't as strict as they are for antique plates.

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        • #19
          Originally posted by jimdigs View Post
          Dang, I'm paying more than everyone so far. I'm an old fart with no tickets too, 54. I have been with AAA since 1981, guess its way past time to make a change.
          You pay that much because you are in the fine state of Michigan like me and have to pay into the catastrophic claims fund.That alone is a couple hundred dollars a year.

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          • #20
            Age 47 1993 Ford Festiva listed as daily driver with 15k miles a year. I have 100k/300k Liability and 100k/300k Uninsured Motorist Bodily injury, no comprehensive or collision. $134 a year with Progressive . I have four vehicles. 1993 Festiva, 1981 AMC Eagle, 2000 Ford E350 and 1988 Isuzu Trooper and pay $730 a year for all. Your credit score also has some to do with your rate.
            Rick
            1993 Ford Festiva
            1986 AMC Eagle Wagon 4.2L/4.0L head, AW4,NP242, Chrysler 8.25" rear. SOLD
            1981 AMC Eagle Wagon-As Seen on TV Lost In Transmission
            2000 Ford E350

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            • #21
              I don't believe the credit score thing at all. I was paying normal "teen male" rates with a credit score in the 700s. Right now my score is 765 FICO, and I pay a typical rate for "young" and this area.
              Last edited by sketchman; 05-23-2016, 09:37 PM.
              Any difference that makes no difference is no difference.

              Old Blue- New Tricks
              91 Festiva FSM PDF - Dropbox

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              • #22
                Old fart, good credit, no tickets, comprehensive, glass breakage ($0 deductible), towing insurance and uninsured coverage.......about $250 for 6 months.

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                • #23
                  Originally posted by sketchman View Post
                  I don't believe the credit score thing at all. I was paying normal "teen male" rates with a credit score in the 700s. Right now my score is 765 FICO, and I pay a typical rate for "young" and this area.
                  I was in the insurance business for a short time. If you had really bad credit your rate would be affected.
                  https://www.esurance.com/info/car/my...insurance-rate
                  Rick
                  1993 Ford Festiva
                  1986 AMC Eagle Wagon 4.2L/4.0L head, AW4,NP242, Chrysler 8.25" rear. SOLD
                  1981 AMC Eagle Wagon-As Seen on TV Lost In Transmission
                  2000 Ford E350

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                  • #24
                    Old man discount, miles traveled, multiple vehicle, and something else, I pay 200.00 every 6 months with state farm.
                    Thom-Lifes too short, don't blink
                    93 Festiva (Little Red Truck)
                    01 F-150 (Big Red Truck)

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                    • #25
                      Ive got almost the same as eaglefreak on coverage with progressive i pay 74 evry six months 40 year old

                      Uglyed and the Steve
                      The Steve, 89 L, 93 b3, 81 escort carbed, 5 spd now, metro 13s, 88 323 exh mani, very comfy Suzuki forenza front seats...47 mpg as long as it is above 40! LOL!

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                      • #26
                        I have a "fair" credit rating of 684.

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                        • #27
                          You need to call around for a better rate or move out of Michigan if they charge everybody that much.
                          Rick
                          1993 Ford Festiva
                          1986 AMC Eagle Wagon 4.2L/4.0L head, AW4,NP242, Chrysler 8.25" rear. SOLD
                          1981 AMC Eagle Wagon-As Seen on TV Lost In Transmission
                          2000 Ford E350

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                          • #28
                            Just got insurance for it..
                            Comprehensive 100 deduct..
                            Glass 0 deduct..
                            25k liability, collision, etc.
                            5k medical
                            Safe driver
                            Paid in full
                            Paperless
                            Great credit
                            13.50/month. NICE!
                            1991 Beastiva L BP autoX'er

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