So how much do you pay for your festiva insurance?

[Hatch]

Just got insurance for it..
Comprehensive 100 deduct..
Glass 0 deduct..
25k liability, collision, etc.
5k medical
Safe driver
Paid in full
Paperless
Great credit
13.50/month. NICE!

[Eaglefreek]

You need to call around for a better rate or move out of Michigan if they charge everybody that much.

[jimdigs]

I have a "fair" credit rating of 684.

[UglyEd]

Ive got almost the same as eaglefreak on coverage with progressive i pay 74 evry six months 40 year old

Uglyed and the Steve

[milehighbear]

Old man discount, miles traveled, multiple vehicle, and something else, I pay 200.00 every 6 months with state farm.

[Eaglefreek]

I don't believe the credit score thing at all. I was paying normal "teen male" rates with a credit score in the 700s. Right now my score is 765 FICO, and I pay a typical rate for "young" and this area.

I was in the insurance business for a short time. If you had really bad credit your rate would be affected.

https://www.esurance.com/info/car/myth-your-credit-score-doesnt-affect-your-insurance-rate

[bolokid]

Old fart, good credit, no tickets, comprehensive, glass breakage ($0 deductible), towing insurance and uninsured coverage.......about $250 for 6 months.

[sketchman]

I don't believe the credit score thing at all. I was paying normal "teen male" rates with a credit score in the 700s. Right now my score is 765 FICO, and I pay a typical rate for "young" and this area.

[Eaglefreek]

Age 47 1993 Ford Festiva listed as daily driver with 15k miles a year. I have 100k/300k Liability and 100k/300k Uninsured Motorist Bodily injury, no comprehensive or collision. $134 a year with Progressive . I have four vehicles. 1993 Festiva, 1981 AMC Eagle, 2000 Ford E350 and 1988 Isuzu Trooper and pay $730 a year for all. Your credit score also has some to do with your rate.

[rickbz28]

Dang, I'm paying more than everyone so far. I'm an old fart with no tickets too, 54. I have been with AAA since 1981, guess its way past time to make a change.

You pay that much because you are in the fine state of Michigan like me and have to pay into the catastrophic claims fund.That alone is a couple hundred dollars a year.

[F3BZ]

you might be able to get classic plates if your state offers them. i think a vehicle 15 yrs. old is eligible in PA and insurance is lower. also the driving restrictions aren't as strict as they are for antique plates.

[mikemounlio]

I have allstate and i pay about 60$ a month for 2 festivas! But i also have my house, an audi tt, f250 and 2 trailers with them. I am also my local branches highest paying customer! So they treat me like gold. When i call 1 or 2 times a year and complain i get 5-10$ off each month.

They try to quote my bikes a few times each year! They know i have several and they try to work on my prices to get that money as well. So far they have not been able to get their bike insurance down enough.

[1990new]

My latest bill was $321 (with Progressive) for 6 months coverage for liability and comprehensive on my 3 (89, 90 and 92) Festivas.
But then all 3 are pleasure driving only and my wife and I have only had 1 ticket each in our lifetime and no accidents ever that we were at fault, plus we are both over 70.

[firebush357]

Without the Comprehensive mine came up to about $38 a month but it isn't my daily driver.

[jimdigs]

My original post is wrong. I am paying $700 for the year not 6 months. I'm paying $70 a month for 10 months. Still way to high for no tickets and being a old fart.