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So how much do you pay for your festiva insurance?

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  • Hatch
    replied
    Just got insurance for it..
    Comprehensive 100 deduct..
    Glass 0 deduct..
    25k liability, collision, etc.
    5k medical
    Safe driver
    Paid in full
    Paperless
    Great credit
    13.50/month. NICE!

    Leave a comment:


  • Eaglefreek
    replied
    You need to call around for a better rate or move out of Michigan if they charge everybody that much.

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  • jimdigs
    replied
    I have a "fair" credit rating of 684.

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  • UglyEd
    replied
    Ive got almost the same as eaglefreak on coverage with progressive i pay 74 evry six months 40 year old

    Uglyed and the Steve

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  • milehighbear
    replied
    Old man discount, miles traveled, multiple vehicle, and something else, I pay 200.00 every 6 months with state farm.

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  • Eaglefreek
    replied
    Originally posted by sketchman View Post
    I don't believe the credit score thing at all. I was paying normal "teen male" rates with a credit score in the 700s. Right now my score is 765 FICO, and I pay a typical rate for "young" and this area.
    I was in the insurance business for a short time. If you had really bad credit your rate would be affected.
    https://www.esurance.com/info/car/my...insurance-rate

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  • bolokid
    replied
    Old fart, good credit, no tickets, comprehensive, glass breakage ($0 deductible), towing insurance and uninsured coverage.......about $250 for 6 months.

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  • sketchman
    replied
    I don't believe the credit score thing at all. I was paying normal "teen male" rates with a credit score in the 700s. Right now my score is 765 FICO, and I pay a typical rate for "young" and this area.
    Last edited by sketchman; 05-23-2016, 09:37 PM.

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  • Eaglefreek
    replied
    Age 47 1993 Ford Festiva listed as daily driver with 15k miles a year. I have 100k/300k Liability and 100k/300k Uninsured Motorist Bodily injury, no comprehensive or collision. $134 a year with Progressive . I have four vehicles. 1993 Festiva, 1981 AMC Eagle, 2000 Ford E350 and 1988 Isuzu Trooper and pay $730 a year for all. Your credit score also has some to do with your rate.

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  • rickbz28
    replied
    Originally posted by jimdigs View Post
    Dang, I'm paying more than everyone so far. I'm an old fart with no tickets too, 54. I have been with AAA since 1981, guess its way past time to make a change.
    You pay that much because you are in the fine state of Michigan like me and have to pay into the catastrophic claims fund.That alone is a couple hundred dollars a year.

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  • F3BZ
    replied
    you might be able to get classic plates if your state offers them. i think a vehicle 15 yrs. old is eligible in PA and insurance is lower. also the driving restrictions aren't as strict as they are for antique plates.

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  • mikemounlio
    replied
    I have allstate and i pay about 60$ a month for 2 festivas! But i also have my house, an audi tt, f250 and 2 trailers with them. I am also my local branches highest paying customer! So they treat me like gold. When i call 1 or 2 times a year and complain i get 5-10$ off each month.

    They try to quote my bikes a few times each year! They know i have several and they try to work on my prices to get that money as well. So far they have not been able to get their bike insurance down enough.

    Leave a comment:


  • 1990new
    replied
    My latest bill was $321 (with Progressive) for 6 months coverage for liability and comprehensive on my 3 (89, 90 and 92) Festivas.
    But then all 3 are pleasure driving only and my wife and I have only had 1 ticket each in our lifetime and no accidents ever that we were at fault, plus we are both over 70.
    Last edited by 1990new; 05-23-2016, 11:45 AM.

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  • firebush357
    replied
    Without the Comprehensive mine came up to about $38 a month but it isn't my daily driver.

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  • jimdigs
    replied
    My original post is wrong. I am paying $700 for the year not 6 months. I'm paying $70 a month for 10 months. Still way to high for no tickets and being a old fart.

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